Houston · Family-Owned · Since 1981

Commercial Insurance, built around your business.

Clear, tailored coverage for Houston-area contractors, trades, and small business owners — explained in plain language, backed by 40+ years of local experience.

40+Years serving Houston
MultipleA-rated carriers
FamilyOwned & operated
Coverage we provide

Protection for the way you actually operate

From a single van and crew to a multi-site operation, we put together the right combination of coverage so you're not over-insured or underprotected.

General Liability

Protection against bodily injury, property damage, and personal injury claims that arise from your business operations.

Commercial Property

Coverage for your building, contents, equipment, and inventory against covered losses like fire, theft, and certain weather events.

Builders Risk

Short-term coverage for materials, equipment, and structures under construction — from groundbreaking through completion.

Workers Compensation

Coverage that helps pay medical costs and lost wages if an employee is injured while working — a Texas-specific area we know well.

Commercial Auto

Liability and physical damage coverage for business-owned vehicles, protecting your fleet and drivers during daily operations.

Bonds & Certificates

Quick-turn certificates of insurance and surety bonds when you need them — most requests handled the same business day.

See all coverage options →
Who we work with

Built for Houston’s small & mid-sized businesses

We focus on the kinds of businesses that keep the city running — the contractors on the job site, the trades, the owner-operators, and the local shops. Our coverage and our advice are tailored to what you actually do day to day.

General contractors & subs

GC's, framers, concrete, roofing

Skilled trades

Electricians, plumbers, HVAC

Service businesses

Professional offices & consultants

Retail & commercial spaces

Storefronts and small operations

See all industries we serve
An independent agent works for you, not for one carrier. Our job is simple: find you the right coverage, at the right price, from the carrier that best fits your business.
— Robert Baker, Baker Insurance Services

Get a quote in one phone call.

Tell us about your business and we'll walk you through your options and next steps.