Commercial insurance products tailored to Houston businesses. We'll put together the right combination — and explain it in plain language.
The foundation policy for nearly every business. Protects against bodily injury, property damage, and personal injury claims that arise from your day-to-day operations.
Best for: Contractors, trades, retailers, professional offices, and anyone who interacts with the public or works on third-party property.
Coverage for your building, contents, equipment, and inventory against covered losses such as fire, theft, vandalism, and certain weather events.
Best for: Owners or tenants of warehouses, offices, shops, and storefronts who have physical assets to protect.
Short-term, project-based coverage for materials, equipment, and structures under construction — from groundbreaking through completion.
Best for: General contractors, custom home builders, and developers actively running construction projects.
Helps cover medical costs and lost wages if an employee is injured on the job. Texas is unique — we'll walk you through whether you need it and what makes sense for your team.
Best for: Any business with employees, especially trades and contractors working on commercial job sites that require it.
Liability and physical damage coverage for business-owned vehicles. Protects your fleet, drivers, and business when company vehicles are on the road.
Best for: Service trucks, vans, fleets, and any business that uses vehicles for work.
Quick-turn certificates of insurance and surety bonds when you need them. Most certificate requests are handled the same business day.
Best for: Contractors needing COIs for general contractors, property managers, and license bonds.
A bundled package combining general liability and commercial property at a typically lower cost than buying them separately. Often the smartest starting point for small businesses.
Best for: Small offices, retailers, and service businesses looking for solid baseline protection.
Extra liability coverage that sits on top of your other policies, providing higher limits when a major claim could exceed underlying coverage.
Best for: Higher-risk operations, businesses with significant assets, or anyone required by contract to carry higher limits.
Don't see what you're looking for? We work with multiple A-rated carriers and can quote a wide range of additional coverage. Just ask.
Tell us about your business and we'll recommend the right combination.